ALL 7 Questions must be Compulsory.
[14 marks]Venture Capital
[ marks]Scheduled and Non Scheduled Bank
[ marks]Define Fees based financial services.
[ marks]Non Banking Financial Company.
[ marks]Define CRR & Repo Rate
[ marks]Growth Fund.
[ marks]Financial inclusion
Explain difference types of Financial Services offered by Bank to its account holder.
[7 marks]What is NBFC? Explain different types of NBFCs.
[7 marks]Define Money Market and explain different instruments of Money market.
[7 marks]Evaluate importance of venture capital for startups also mention stages of venture capital financing.
[7 marks]Briefly Explain Primary Market and Secondary Market.
[7 marks]Discuss the evolution and growth of UPI in India’s digital payment system.(unified Payment Interface)
[7 marks]What are the promotional and developmental functions of the Reserve Bank of India?
[7 marks]Discuss the developmental and regulatory functions of SEBI.
[7 marks]Write a detailed note on crowd funding scenario in India.
[7 marks]Differentiate between banks and NBFCs.
[7 marks]Briefly explain meaning of credit rating, its benefits and limitations. Page 1 of
[2 marks]Vipul Mehta, a 33-year-old marketing executive in Surat wanted to grow his savings beyond the fixed deposit returns he had been receiving. His monthly income was ₹100,000, and after expenses, he saved around ₹25,000 each month. In 2020, after consulting a financial advisor, Arjun decided to invest ₹20,000 per month through Systematic Investment Plans (SIPs) in mutual funds and keep ₹10,000 in a recurring deposit for emergencies. His financial advisor suggested the following mutual fund portfolio: Type of Mutual Fund Name Monthly SIP (in Rs.)Expected Return Fund HDFC Top 100 Equity fund Rs.8000 12 % Fund SBI short Term Debt Debt Fund Rs.6000 7 % Fund ICICI Balanced Hybrid Fund Rs.6000 9 % Advantage Fund By 2025, after 5 years of disciplined investing, Arjun reviewed his portfolio. The equity fund performed better than expected, giving 13% average annual returns. The debt fund gave a steady 7% return, and the hybrid fund returned 9% per year. He realized that mutual funds not only helped him build wealth but also diversified his investment risks.
[ marks]What is a Systematic Investment Plan (SIP)? How does it benefit investors?
[7 marks]What factors should Arjun consider before changing or redeeming his mutual fund investments?
[7 marks]Suggest one more type of mutual fund (e.g., index fund, ELSS, sectoral fund) Arjun could consider, and explain why.
[7 marks]How can mutual funds be a better alternative to fixed deposits for long-term investors? Page 2 of
[2 marks]